Did your spouse site at home one day and run up a big bill on the Home Shopping Network and ruin your credit? That can make it tough to get more credit, but the Orchard Bank Platinum MasterCard may be a way to avoid that problem. The Orchard Bank Mastercard has no up front fees, a reasonable 14.9 percentage rate and an annual fee between 35 and 69 dollars. Using this card and paying it off each month can help you re-establish a good credit rating and even if your credit isn't so great right now, you can get approved for this card and get on your way to a higher credit rating.
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