Peer to peer sharing has gotten a bad name with all the concerns about trading music and movies. Zopa is an online investment site with a slightly different twist -- no banks involved. Zopa is a peer to peer lending site where members of the network loan or borrow money with other members. Check out Zopa's page on how the process works -- it's not too different from traditional lending and it's safe and legal. You don't even have to be Bill Gates to participate. Zopa is in the UK right now but is working on a U.S. version. Their website is easy to navigate and nicely set up with graphics and colors which make it easy to read. Zopa says lending on their site cuts out the middle man and pairs up borrowers and lenders directly.
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